RCN Capital in Nebraska vs the state
53.9%Denial rate+41.32 pts vs state
53.9%Decision denial rate+38.71 pts vs state
46.2%Origination rate-21.13 pts vs state
7.87%Median rate+1.25 pts vs state
—Rate spread (pts)
—Median applicant income
12Loans originated
14Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 27 | 11 | 14.8% | 8.22% | #157 |
| 2024 | 25 | 12 | 24.0% | 8.00% | #172 |
| 2025 | 26 | 12 | 53.9% | 7.87% | #189 |
What RCN Capital lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 26 applications in 2025, of which 12 were originated and 14 denied.
53.9% of all applications, or 53.9% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans RCN Capital originated in Nebraska in 2025 was 7.87%, against a statewide median of 6.63%.
About this data. Figures are RCN Capital's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology