RCN Capital in Maine vs the state
66.7%Denial rate+50.34 pts vs state
70.6%Decision denial rate+50.51 pts vs state
27.8%Origination rate-34.39 pts vs state
11.09%Median rate+4.22 pts vs state
—Rate spread (pts)
—Median applicant income
5Loans originated
12Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 10 | 2 | 60.0% | 10.04% | #198 |
| 2024 | 11 | 2 | 9.1% | 11.54% | #197 |
| 2025 | 18 | 5 | 66.7% | 11.09% | #178 |
What RCN Capital lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 18 applications in 2025, of which 5 were originated and 12 denied.
66.7% of all applications, or 70.6% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans RCN Capital originated in Maine in 2025 was 11.09%, against a statewide median of 6.88%.
About this data. Figures are RCN Capital's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology