RBC Bank, (Georgia) in Utah vs the state
14.3%Denial rate-1.67 pts vs state
14.3%Decision denial rate-4.89 pts vs state
85.7%Origination rate+22.47 pts vs state
5.31%Median rate-1.31 pts vs state
-0.16Rate spread (pts)-0.39 pts vs state
$178kMedian applicant income
6Loans originated
1Denied
Trend in Utah
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 8 | 0.0% | 6.06% | #248 |
| 2024 | 15 | 8 | 26.7% | 5.56% | #240 |
| 2025 | 7 | 6 | 14.3% | 5.31% | #314 |
What RBC Bank, (Georgia) lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most RBC Bank, (Georgia) applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Salt Lake County | 2 | 2 | 0 | 0.0% |
| Davis County | 2 | 1 | 1 | 50.0% |
| Utah County | 1 | 1 | 0 | 0.0% |
| Summit County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 7 applications in 2025, of which 6 were originated and 1 denied.
14.3% of all applications, or 14.3% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans RBC Bank, (Georgia) originated in Utah in 2025 was 5.31%, against a statewide median of 6.63%.
About this data. Figures are RBC Bank, (Georgia)'s own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology