RBC Bank, (Georgia) in Michigan vs the state
2.9%Denial rate-15.66 pts vs state
3.3%Decision denial rate-19.25 pts vs state
80.0%Origination rate+20.11 pts vs state
5.75%Median rate-1.00 pts vs state
-0.12Rate spread (pts)-0.52 pts vs state
$165kMedian applicant income
28Loans originated
1Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 57 | 34 | 12.3% | 6.19% | #324 |
| 2024 | 46 | 27 | 23.9% | 5.88% | #354 |
| 2025 | 35 | 28 | 2.9% | 5.75% | #372 |
What RBC Bank, (Georgia) lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most RBC Bank, (Georgia) applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oakland County | 12 | 10 | 0 | 0.0% |
| Wayne County | 7 | 4 | 0 | 0.0% |
| Livingston County | 3 | 3 | 0 | 0.0% |
| Mackinac County | 2 | 2 | 0 | 0.0% |
| Washtenaw County | 2 | 2 | 0 | 0.0% |
| Kalamazoo County | 2 | 1 | 0 | 0.0% |
| St. Clair County | 1 | 0 | 1 | 100.0% |
| Ottawa County | 1 | 1 | 0 | 0.0% |
| Genesee County | 1 | 1 | 0 | 0.0% |
| Muskegon County | 1 | 1 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 35 applications in 2025, of which 28 were originated and 1 denied.
2.9% of all applications, or 3.3% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans RBC Bank, (Georgia) originated in Michigan in 2025 was 5.75%, against a statewide median of 6.75%.
About this data. Figures are RBC Bank, (Georgia)'s own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology