Raymond James Bank in Virginia vs the state
4.4%Denial rate-11.50 pts vs state
4.9%Decision denial rate-15.37 pts vs state
86.7%Origination rate+27.15 pts vs state
5.50%Median rate-1.13 pts vs state
-0.42Rate spread (pts)-0.64 pts vs state
$323kMedian applicant income
39Loans originated
2Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 36 | 28 | 8.3% | 5.75% | #404 |
| 2024 | 38 | 33 | 5.3% | 5.75% | #403 |
| 2025 | 45 | 39 | 4.4% | 5.50% | #389 |
What Raymond James Bank lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Raymond James Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 6 | 4 | 1 | 16.7% |
| Chesterfield County | 4 | 4 | 0 | 0.0% |
| Henrico County | 3 | 3 | 0 | 0.0% |
| Loudoun County | 3 | 2 | 0 | 0.0% |
| Alexandria city | 3 | 3 | 0 | 0.0% |
| Richmond city | 2 | 2 | 0 | 0.0% |
| Carroll County | 2 | 1 | 0 | 0.0% |
| James City County | 2 | 2 | 0 | 0.0% |
| Albemarle County | 2 | 1 | 1 | 50.0% |
| Hanover County | 2 | 2 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 45 applications in 2025, of which 39 were originated and 2 denied.
4.4% of all applications, or 4.9% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Raymond James Bank originated in Virginia in 2025 was 5.50%, against a statewide median of 6.63%.
About this data. Figures are Raymond James Bank's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology