Rain City Capital in Connecticut vs the state
40.0%Denial rate+22.60 pts vs state
40.0%Decision denial rate+18.41 pts vs state
60.0%Origination rate-0.38 pts vs state
7.75%Median rate+1.13 pts vs state
—Rate spread (pts)
$100kMedian applicant income
21Loans originated
14Denied
What Rain City Capital lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 35 applications in 2025, of which 21 were originated and 14 denied.
40.0% of all applications, or 40.0% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Rain City Capital originated in Connecticut in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Rain City Capital's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology