Radius Financial Group · South Carolina · 2025

Radius Financial Group in South Carolina: approval rate, denial rate and rates (2025)

Radius Financial Group took 16 mortgage applications in South Carolina in 2025, ranking #482 of 1,143 lenders active in the state. It originated 68.8% of them and denied 6.3% (8.3% of the applications it decided), against a statewide denial rate of 18.3%.

16Applicationsin SC
8.3%Decision denial ratestate 23.5%
6.62%Median ratestate 6.50%
$310,000Median loanstate $225,000
$4.5MVolume11 counties

Radius Financial Group in South Carolina vs the state

6.3%Denial rate-12.06 pts vs state
8.3%Decision denial rate-15.14 pts vs state
68.8%Origination rate+12.14 pts vs state
6.62%Median rate+0.12 pts vs state
0.14Rate spread (pts)-0.08 pts vs state
$123kMedian applicant income
11Loans originated
1Denied

Trend in South Carolina

YearApplicationsOriginatedDenial rateMedian rateRank in state
202314120.0%7.31%#479
202429256.9%6.75%#402
202516116.3%6.62%#482

What Radius Financial Group lends in South Carolina

By loan purpose

Home purchase 9 56% · 0.0% denied
Cash-out refinance 7 44% · 14.3% denied

By loan type

Conventional 13 81% · 7.7% denied
FHA 1 6% · 0.0% denied
VA 2 13% · 0.0% denied

Why it denied South Carolina applicants

Unverifiable information 1 100%

Where in South Carolina

Counties with the most Radius Financial Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Charleston County 320 0.0%
Lancaster County 211 50.0%
Horry County 210 0.0%
Beaufort County 220 0.0%
Berkeley County 110 0.0%
Dorchester County 110 0.0%
Greenville County 100 0.0%
Oconee County 100 0.0%
Orangeburg County 110 0.0%
Pickens County 110 0.0%

Other large lenders in South Carolina

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,40316.8%6.63%
Vanderbilt Mortgage and FinanceF 12,27240.7%6.50%
United Shore Financial ServicesB 9,23612.8%6.13%
21st MortgageF 6,51048.2%10.41%
Dhi Mortgage CompanyB 6,18417.4%4.99%
Navy Federal Credit UnionD 5,42421.2%7.50%
First-Citizens Bank & TrustB 5,39920.9%6.38%
Freedom MortgageB 5,2967.3%6.25%
Mortgage Research CenterC 5,18919.1%6.25%
Bank of AmericaF 5,00933.1%6.24%

Frequently asked questions

South Carolina: 16 applications in 2025, of which 11 were originated and 1 denied.

6.3% of all applications, or 8.3% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.

The median rate on loans Radius Financial Group originated in South Carolina in 2025 was 6.62%, against a statewide median of 6.50%.

About this data. Figures are Radius Financial Group's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology