Radius Financial Group in North Carolina vs the state
4.7%Denial rate-13.39 pts vs state
6.3%Decision denial rate-16.49 pts vs state
69.2%Origination rate+11.35 pts vs state
6.63%Median rate+0.13 pts vs state
0.45Rate spread (pts)+0.36 pts vs state
$109kMedian applicant income
74Loans originated
5Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 115 | 86 | 3.5% | 6.88% | #269 |
| 2024 | 105 | 74 | 3.8% | 6.88% | #298 |
| 2025 | 107 | 74 | 4.7% | 6.63% | #312 |
What Radius Financial Group lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Radius Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Buncombe County | 15 | 13 | 0 | 0.0% |
| Henderson County | 11 | 7 | 0 | 0.0% |
| Craven County | 10 | 8 | 0 | 0.0% |
| New Hanover County | 10 | 6 | 0 | 0.0% |
| Union County | 9 | 5 | 0 | 0.0% |
| Onslow County | 6 | 4 | 0 | 0.0% |
| Pender County | 5 | 3 | 2 | 40.0% |
| Carteret County | 5 | 3 | 0 | 0.0% |
| Iredell County | 4 | 2 | 1 | 25.0% |
| Mecklenburg County | 3 | 2 | 1 | 33.3% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 107 applications in 2025, of which 74 were originated and 5 denied.
4.7% of all applications, or 6.3% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Radius Financial Group originated in North Carolina in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Radius Financial Group's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology