Quorum Federal Credit Union in Vermont vs the state
44.4%Denial rate+29.62 pts vs state
44.4%Decision denial rate+26.37 pts vs state
33.3%Origination rate-31.54 pts vs state
8.38%Median rate+1.67 pts vs state
1.09Rate spread (pts)+0.96 pts vs state
$136kMedian applicant income
3Loans originated
4Denied
What Quorum Federal Credit Union lends in Vermont
By loan purpose
By loan type
Why it denied Vermont applicants
Where in Vermont
Counties with the most Quorum Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lamoille County | 2 | 0 | 0 | 0.0% |
| Rutland County | 2 | 0 | 2 | 100.0% |
| Chittenden County | 1 | 1 | 0 | 0.0% |
| Orleans County | 1 | 0 | 1 | 100.0% |
| Bennington County | 1 | 1 | 0 | 0.0% |
| Grand Isle County | 1 | 1 | 0 | 0.0% |
| Caledonia County | 1 | 0 | 1 | 100.0% |
Other large lenders in Vermont
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Eastrise Federal Credit Union | A | 3,529 | 5.1% | 6.50% |
| Rocket Mortgage | C | 1,165 | 22.0% | 6.75% |
| North Country | C | 1,135 | 9.5% | 7.25% |
| Vermont Federal Credit Union | A | 1,003 | 12.0% | 6.75% |
| Citizens Bank | C | 826 | 38.9% | 7.65% |
| Emm Loans | B | 761 | 1.5% | 6.63% |
| Mascoma Bank | B | 717 | 16.5% | 6.75% |
| Union Bank | B | 641 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 617 | 30.8% | 5.99% |
| Community Bank | D | 607 | 13.3% | 7.00% |
Frequently asked questions
Vermont: 9 applications in 2025, of which 3 were originated and 4 denied.
44.4% of all applications, or 44.4% of the applications it actually decided on. The Vermont statewide average across all lenders was 14.8%.
The median rate on loans Quorum Federal Credit Union originated in Vermont in 2025 was 8.38%, against a statewide median of 6.71%.
About this data. Figures are Quorum Federal Credit Union's own HMDA filing for properties located in Vermont, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology