Quorum Federal Credit Union in South Carolina vs the state
35.2%Denial rate+16.91 pts vs state
36.6%Decision denial rate+13.13 pts vs state
47.2%Origination rate-9.44 pts vs state
8.63%Median rate+2.13 pts vs state
1.90Rate spread (pts)+1.68 pts vs state
$133kMedian applicant income
75Loans originated
56Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 59 | 26 | 40.7% | 11.06% | #300 |
| 2024 | 117 | 57 | 27.4% | 10.00% | #226 |
| 2025 | 159 | 75 | 35.2% | 8.63% | #201 |
What Quorum Federal Credit Union lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Quorum Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Charleston County | 30 | 16 | 10 | 33.3% |
| Horry County | 13 | 6 | 6 | 46.2% |
| Beaufort County | 12 | 8 | 2 | 16.7% |
| Lexington County | 11 | 3 | 4 | 36.4% |
| Greenville County | 11 | 4 | 4 | 36.4% |
| York County | 11 | 3 | 6 | 54.5% |
| Richland County | 11 | 6 | 3 | 27.3% |
| Dorchester County | 10 | 7 | 3 | 30.0% |
| Berkeley County | 9 | 4 | 3 | 33.3% |
| Lancaster County | 9 | 2 | 2 | 22.2% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 159 applications in 2025, of which 75 were originated and 56 denied.
35.2% of all applications, or 36.6% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Quorum Federal Credit Union originated in South Carolina in 2025 was 8.63%, against a statewide median of 6.50%.
About this data. Figures are Quorum Federal Credit Union's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology