Quontic Bank · Connecticut · 2025

Quontic Bank in Connecticut: approval rate, denial rate and rates (2025)

Quontic Bank took 49 mortgage applications in Connecticut in 2025, ranking #221 of 687 lenders active in the state. It originated 63.3% of them and denied 12.2% (15.8% of the applications it decided), against a statewide denial rate of 17.4%.

49Applicationsin CT
15.8%Decision denial ratestate 21.6%
8.50%Median ratestate 6.63%
$335,000Median loanstate $245,000
$13MVolume8 counties

Quontic Bank in Connecticut vs the state

12.2%Denial rate-5.16 pts vs state
15.8%Decision denial rate-5.80 pts vs state
63.3%Origination rate+2.89 pts vs state
8.50%Median rate+1.88 pts vs state
2.41Rate spread (pts)+2.18 pts vs state
$145kMedian applicant income
31Loans originated
6Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023362119.4%9.00%#233
2024573015.8%8.63%#212
2025493112.2%8.50%#221

What Quontic Bank lends in Connecticut

By loan purpose

Home purchase 35 71% · 5.7% denied
Refinance 2 4% · 0.0% denied
Cash-out refinance 3 6% · 33.3% denied
Home improvement 3 6% · 33.3% denied
Other / HELOC 6 12% · 33.3% denied

By loan type

Conventional 49 100% · 12.2% denied

Why it denied Connecticut applicants

Collateral 4 67%
Other 2 33%

Where in Connecticut

Counties with the most Quontic Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09140 1262 16.7%
09190 1291 8.3%
09120 950 0.0%
09110 750 0.0%
09160 321 33.3%
09170 321 33.3%
09180 220 0.0%
09150 101 100.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 49 applications in 2025, of which 31 were originated and 6 denied.

12.2% of all applications, or 15.8% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Quontic Bank originated in Connecticut in 2025 was 8.50%, against a statewide median of 6.63%.

About this data. Figures are Quontic Bank's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology