Queensborough National Bank & Trust in South Carolina vs the state
2.5%Denial rate-15.78 pts vs state
2.9%Decision denial rate-20.61 pts vs state
86.1%Origination rate+29.47 pts vs state
6.38%Median rate-0.13 pts vs state
-0.06Rate spread (pts)-0.28 pts vs state
$108kMedian applicant income
68Loans originated
2Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 96 | 66 | 5.2% | 6.50% | #239 |
| 2024 | 86 | 63 | 2.3% | 6.63% | #260 |
| 2025 | 79 | 68 | 2.5% | 6.38% | #284 |
What Queensborough National Bank & Trust lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Queensborough National Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Aiken County | 46 | 40 | 1 | 2.2% |
| Edgefield County | 14 | 12 | 0 | 0.0% |
| Beaufort County | 5 | 5 | 0 | 0.0% |
| Richland County | 4 | 3 | 0 | 0.0% |
| McCormick County | 4 | 2 | 1 | 25.0% |
| Berkeley County | 3 | 3 | 0 | 0.0% |
| Jasper County | 1 | 1 | 0 | 0.0% |
| Newberry County | 1 | 1 | 0 | 0.0% |
| Greenville County | 1 | 1 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 79 applications in 2025, of which 68 were originated and 2 denied.
2.5% of all applications, or 2.9% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Queensborough National Bank & Trust originated in South Carolina in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Queensborough National Bank & Trust's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology