Pulte Mortgage in New Jersey vs the state
10.0%Denial rate-7.65 pts vs state
13.6%Decision denial rate-9.44 pts vs state
63.7%Origination rate+8.03 pts vs state
6.50%Median rate-0.25 pts vs state
-0.01Rate spread (pts)-0.29 pts vs state
$254kMedian applicant income
165Loans originated
26Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 228 | 162 | 8.8% | 6.50% | #165 |
| 2024 | 201 | 144 | 7.0% | 6.75% | #192 |
| 2025 | 259 | 165 | 10.0% | 6.50% | #173 |
What Pulte Mortgage lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Pulte Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mercer County | 97 | 67 | 5 | 5.2% |
| Middlesex County | 50 | 33 | 8 | 16.0% |
| Monmouth County | 50 | 34 | 4 | 8.0% |
| Morris County | 45 | 27 | 7 | 15.6% |
| Somerset County | 13 | 4 | 0 | 0.0% |
| Hudson County | 4 | 0 | 2 | 50.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 259 applications in 2025, of which 165 were originated and 26 denied.
10.0% of all applications, or 13.6% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Pulte Mortgage originated in New Jersey in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are Pulte Mortgage's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology