Pulte Mortgage in Michigan vs the state
5.1%Denial rate-13.46 pts vs state
6.9%Decision denial rate-15.64 pts vs state
67.9%Origination rate+7.99 pts vs state
6.50%Median rate-0.25 pts vs state
-0.01Rate spread (pts)-0.41 pts vs state
$155kMedian applicant income
429Loans originated
32Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 545 | 323 | 5.3% | 6.50% | #101 |
| 2024 | 627 | 384 | 4.8% | 6.50% | #97 |
| 2025 | 632 | 429 | 5.1% | 6.50% | #108 |
What Pulte Mortgage lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Pulte Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oakland County | 325 | 217 | 16 | 4.9% |
| Washtenaw County | 135 | 98 | 7 | 5.2% |
| Macomb County | 100 | 65 | 5 | 5.0% |
| Wayne County | 70 | 47 | 4 | 5.7% |
| Kent County | 1 | 1 | 0 | 0.0% |
| Monroe County | 1 | 1 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 632 applications in 2025, of which 429 were originated and 32 denied.
5.1% of all applications, or 6.9% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Pulte Mortgage originated in Michigan in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are Pulte Mortgage's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology