Publix Employees Federal Credit Union · Tennessee · 2025

Publix Employees Federal Credit Union in Tennessee: approval rate, denial rate and rates (2025)

Publix Employees Federal Credit Union took 7 mortgage applications in Tennessee in 2025, ranking #689 of 1,274 lenders active in the state. It originated 0.0% of them and denied 0.0% (— of the applications it decided), against a statewide denial rate of 17.1%.

7Applicationsin TN
Decision denial ratestate 21.7%
Median ratestate 6.62%
$155,000Median loanstate $225,000
$0Volume6 counties

Publix Employees Federal Credit Union in Tennessee vs the state

0.0%Denial rate-17.14 pts vs state
Decision denial rate
0.0%Origination rate-58.08 pts vs state
Median rate
Rate spread (pts)
$107kMedian applicant income
0Loans originated
0Denied

Trend in Tennessee

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023520.0%#745
20241238.3%6.63%#574
2025700.0%#689

What Publix Employees Federal Credit Union lends in Tennessee

By loan purpose

Home purchase 2 29% · 0.0% denied
Refinance 2 29% · 0.0% denied
Cash-out refinance 2 29% · 0.0% denied
Other / HELOC 1 14% · 0.0% denied

By loan type

Conventional 7 100% · 0.0% denied

Where in Tennessee

Counties with the most Publix Employees Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Davidson County 200 0.0%
Sevier County 100 0.0%
Henderson County 100 0.0%
Wilson County 100 0.0%
Franklin County 100 0.0%
Williamson County 100 0.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 7 applications in 2025, of which 0 were originated and 0 denied.

0.0% of all applications, or — of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Publix Employees Federal Credit Union's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology