Provident Funding Associates in South Carolina vs the state
5.2%Denial rate-13.11 pts vs state
8.4%Decision denial rate-15.08 pts vs state
55.2%Origination rate-1.41 pts vs state
6.38%Median rate-0.13 pts vs state
-0.12Rate spread (pts)-0.34 pts vs state
$139kMedian applicant income
138Loans originated
13Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 300 | 175 | 5.0% | 6.50% | #119 |
| 2024 | 279 | 151 | 9.3% | 6.50% | #135 |
| 2025 | 250 | 138 | 5.2% | 6.38% | #161 |
What Provident Funding Associates lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Provident Funding Associates applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 49 | 26 | 3 | 6.1% |
| York County | 44 | 28 | 0 | 0.0% |
| Charleston County | 36 | 22 | 1 | 2.8% |
| Spartanburg County | 19 | 7 | 1 | 5.3% |
| Richland County | 17 | 7 | 1 | 5.9% |
| Berkeley County | 13 | 6 | 0 | 0.0% |
| Lancaster County | 11 | 7 | 0 | 0.0% |
| Anderson County | 9 | 7 | 2 | 22.2% |
| Horry County | 8 | 3 | 1 | 12.5% |
| Dorchester County | 7 | 5 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 250 applications in 2025, of which 138 were originated and 13 denied.
5.2% of all applications, or 8.4% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Provident Funding Associates originated in South Carolina in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Provident Funding Associates's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology