Providence Bank & Trust in Indiana vs the state
6.1%Denial rate-10.51 pts vs state
6.5%Decision denial rate-13.69 pts vs state
66.7%Origination rate+4.42 pts vs state
6.88%Median rate+0.13 pts vs state
0.29Rate spread (pts)-0.07 pts vs state
$115kMedian applicant income
22Loans originated
2Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 43 | 35 | 2.3% | 6.75% | #334 |
| 2024 | 53 | 38 | 1.9% | 6.88% | #333 |
| 2025 | 33 | 22 | 6.1% | 6.88% | #402 |
What Providence Bank & Trust lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Providence Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lake County | 24 | 15 | 2 | 8.3% |
| Vigo County | 2 | 1 | 0 | 0.0% |
| Porter County | 2 | 2 | 0 | 0.0% |
| Elkhart County | 1 | 1 | 0 | 0.0% |
| Kosciusko County | 1 | 1 | 0 | 0.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
| Marshall County | 1 | 1 | 0 | 0.0% |
| Johnson County | 1 | 0 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 33 applications in 2025, of which 22 were originated and 2 denied.
6.1% of all applications, or 6.5% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Providence Bank & Trust originated in Indiana in 2025 was 6.88%, against a statewide median of 6.75%.
About this data. Figures are Providence Bank & Trust's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology