Prosperity Home Mortgage in South Carolina vs the state
6.8%Denial rate-11.54 pts vs state
8.2%Decision denial rate-15.24 pts vs state
75.0%Origination rate+18.39 pts vs state
6.50%Median rate0.00 pts vs state
0.15Rate spread (pts)-0.07 pts vs state
$108kMedian applicant income
144Loans originated
13Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 372 | 214 | 17.2% | 6.63% | #105 |
| 2024 | 191 | 132 | 10.5% | 6.63% | #177 |
| 2025 | 192 | 144 | 6.8% | 6.50% | #188 |
What Prosperity Home Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Prosperity Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Berkeley County | 48 | 37 | 2 | 4.2% |
| Charleston County | 35 | 26 | 3 | 8.6% |
| Dorchester County | 19 | 15 | 1 | 5.3% |
| Horry County | 16 | 11 | 1 | 6.3% |
| Beaufort County | 15 | 10 | 2 | 13.3% |
| Clarendon County | 9 | 9 | 0 | 0.0% |
| York County | 8 | 4 | 1 | 12.5% |
| Sumter County | 5 | 5 | 0 | 0.0% |
| Lancaster County | 5 | 4 | 0 | 0.0% |
| Aiken County | 4 | 3 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 192 applications in 2025, of which 144 were originated and 13 denied.
6.8% of all applications, or 8.2% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Prosperity Home Mortgage originated in South Carolina in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Prosperity Home Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology