Princeton Mortgage in South Carolina vs the state
6.9%Denial rate-11.41 pts vs state
8.7%Decision denial rate-14.77 pts vs state
65.5%Origination rate+8.91 pts vs state
6.62%Median rate+0.12 pts vs state
0.14Rate spread (pts)-0.08 pts vs state
$91kMedian applicant income
19Loans originated
2Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 376 | 241 | 4.3% | 6.88% | #104 |
| 2024 | 200 | 133 | 3.5% | 6.99% | #173 |
| 2025 | 29 | 19 | 6.9% | 6.62% | #403 |
What Princeton Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Princeton Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 10 | 7 | 2 | 20.0% |
| Spartanburg County | 5 | 5 | 0 | 0.0% |
| Pickens County | 4 | 3 | 0 | 0.0% |
| Charleston County | 2 | 1 | 0 | 0.0% |
| Lexington County | 2 | 1 | 0 | 0.0% |
| Beaufort County | 1 | 1 | 0 | 0.0% |
| York County | 1 | 0 | 0 | 0.0% |
| Berkeley County | 1 | 0 | 0 | 0.0% |
| Horry County | 1 | 0 | 0 | 0.0% |
| Laurens County | 1 | 0 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 29 applications in 2025, of which 19 were originated and 2 denied.
6.9% of all applications, or 8.7% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Princeton Mortgage originated in South Carolina in 2025 was 6.62%, against a statewide median of 6.50%.
About this data. Figures are Princeton Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology