Princeton Federal Credit Union in New Jersey vs the state
4.8%Denial rate-12.93 pts vs state
8.3%Decision denial rate-14.72 pts vs state
50.2%Origination rate-5.52 pts vs state
5.99%Median rate-0.76 pts vs state
0.00Rate spread (pts)-0.28 pts vs state
$183kMedian applicant income
158Loans originated
15Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 141 | 92 | 4.3% | 4.99% | #211 |
| 2024 | 198 | 150 | 5.1% | 4.99% | #195 |
| 2025 | 315 | 158 | 4.8% | 5.99% | #161 |
What Princeton Federal Credit Union lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Princeton Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mercer County | 75 | 60 | 0 | 0.0% |
| Middlesex County | 22 | 18 | 0 | 0.0% |
| Burlington County | 15 | 11 | 0 | 0.0% |
| Monmouth County | 14 | 13 | 0 | 0.0% |
| Somerset County | 14 | 11 | 0 | 0.0% |
| Union County | 11 | 9 | 0 | 0.0% |
| Essex County | 8 | 6 | 1 | 12.5% |
| Bergen County | 7 | 5 | 0 | 0.0% |
| Ocean County | 5 | 5 | 0 | 0.0% |
| Morris County | 4 | 3 | 1 | 25.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 315 applications in 2025, of which 158 were originated and 15 denied.
4.8% of all applications, or 8.3% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Princeton Federal Credit Union originated in New Jersey in 2025 was 5.99%, against a statewide median of 6.75%.
About this data. Figures are Princeton Federal Credit Union's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology