Primis Mortgage · South Carolina · 2025

Primis Mortgage in South Carolina: approval rate, denial rate and rates (2025)

Primis Mortgage took 155 mortgage applications in South Carolina in 2025, ranking #206 of 1,143 lenders active in the state. It originated 75.5% of them and denied 2.6% (3.3% of the applications it decided), against a statewide denial rate of 18.3%.

155Applicationsin SC
3.3%Decision denial ratestate 23.5%
6.63%Median ratestate 6.50%
$295,000Median loanstate $225,000
$41MVolume27 counties

Primis Mortgage in South Carolina vs the state

2.6%Denial rate-15.73 pts vs state
3.3%Decision denial rate-20.19 pts vs state
75.5%Origination rate+18.87 pts vs state
6.63%Median rate+0.13 pts vs state
0.31Rate spread (pts)+0.09 pts vs state
$107kMedian applicant income
117Loans originated
4Denied

Trend in South Carolina

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023128922.3%6.75%#215
2024131942.3%6.62%#211
20251551172.6%6.63%#206

What Primis Mortgage lends in South Carolina

By loan purpose

Home purchase 140 90% · 2.9% denied
Refinance 14 9% · 0.0% denied
Other / HELOC 1 1% · 0.0% denied

By loan type

Conventional 99 64% · 2.0% denied
FHA 36 23% · 2.8% denied
VA 17 11% · 0.0% denied
USDA / RHS 3 2% · 33.3% denied

Why it denied South Carolina applicants

Credit history 3 75%
Debt-to-income ratio 1 25%

Where in South Carolina

Counties with the most Primis Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Charleston County 40311 2.5%
York County 17150 0.0%
Horry County 14100 0.0%
Dorchester County 13130 0.0%
Greenville County 970 0.0%
Greenwood County 750 0.0%
Richland County 540 0.0%
Lancaster County 521 20.0%
Oconee County 550 0.0%
Chesterfield County 530 0.0%

Other large lenders in South Carolina

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,40316.8%6.63%
Vanderbilt Mortgage and FinanceF 12,27240.7%6.50%
United Shore Financial ServicesB 9,23612.8%6.13%
21st MortgageF 6,51048.2%10.41%
Dhi Mortgage CompanyB 6,18417.4%4.99%
Navy Federal Credit UnionD 5,42421.2%7.50%
First-Citizens Bank & TrustB 5,39920.9%6.38%
Freedom MortgageB 5,2967.3%6.25%
Mortgage Research CenterC 5,18919.1%6.25%
Bank of AmericaF 5,00933.1%6.24%

Frequently asked questions

South Carolina: 155 applications in 2025, of which 117 were originated and 4 denied.

2.6% of all applications, or 3.3% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.

The median rate on loans Primis Mortgage originated in South Carolina in 2025 was 6.63%, against a statewide median of 6.50%.

About this data. Figures are Primis Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology