Primelending, a Plainscapital in New Jersey vs the state
6.0%Denial rate-11.66 pts vs state
6.8%Decision denial rate-16.23 pts vs state
75.9%Origination rate+20.20 pts vs state
6.88%Median rate+0.13 pts vs state
0.27Rate spread (pts)-0.01 pts vs state
$132kMedian applicant income
151Loans originated
12Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 272 | 175 | 7.4% | 6.63% | #152 |
| 2024 | 219 | 148 | 8.7% | 6.88% | #185 |
| 2025 | 199 | 151 | 6.0% | 6.88% | #197 |
What Primelending, a Plainscapital lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Primelending, a Plainscapital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Middlesex County | 42 | 31 | 2 | 4.8% |
| Mercer County | 40 | 30 | 4 | 10.0% |
| Somerset County | 15 | 12 | 0 | 0.0% |
| Camden County | 10 | 8 | 0 | 0.0% |
| Burlington County | 10 | 7 | 0 | 0.0% |
| Ocean County | 9 | 9 | 0 | 0.0% |
| Monmouth County | 9 | 8 | 1 | 11.1% |
| Bergen County | 8 | 8 | 0 | 0.0% |
| Sussex County | 8 | 6 | 0 | 0.0% |
| Atlantic County | 7 | 3 | 1 | 14.3% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 199 applications in 2025, of which 151 were originated and 12 denied.
6.0% of all applications, or 6.8% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Primelending, a Plainscapital originated in New Jersey in 2025 was 6.88%, against a statewide median of 6.75%.
About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology