Primary Residential Mortgage in South Carolina vs the state
6.6%Denial rate-11.69 pts vs state
8.9%Decision denial rate-14.56 pts vs state
67.7%Origination rate+11.04 pts vs state
6.63%Median rate+0.13 pts vs state
0.41Rate spread (pts)+0.19 pts vs state
$76kMedian applicant income
184Loans originated
18Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 213 | 142 | 8.5% | 6.75% | #156 |
| 2024 | 235 | 166 | 7.2% | 6.63% | #156 |
| 2025 | 272 | 184 | 6.6% | 6.63% | #149 |
What Primary Residential Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Primary Residential Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 40 | 22 | 3 | 7.5% |
| Anderson County | 39 | 24 | 4 | 10.3% |
| Spartanburg County | 35 | 26 | 0 | 0.0% |
| York County | 24 | 18 | 1 | 4.2% |
| Florence County | 23 | 15 | 3 | 13.0% |
| Lancaster County | 11 | 9 | 0 | 0.0% |
| Pickens County | 10 | 8 | 1 | 10.0% |
| Berkeley County | 10 | 5 | 0 | 0.0% |
| Richland County | 9 | 8 | 0 | 0.0% |
| Cherokee County | 7 | 6 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 272 applications in 2025, of which 184 were originated and 18 denied.
6.6% of all applications, or 8.9% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Primary Residential Mortgage originated in South Carolina in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Primary Residential Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology