Primary Residential Mortgage in Connecticut vs the state
6.7%Denial rate-10.73 pts vs state
9.1%Decision denial rate-12.46 pts vs state
66.4%Origination rate+5.98 pts vs state
6.75%Median rate+0.13 pts vs state
0.43Rate spread (pts)+0.19 pts vs state
$112kMedian applicant income
219Loans originated
22Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 292 | 190 | 6.5% | 6.88% | #71 |
| 2024 | 334 | 222 | 3.9% | 6.88% | #64 |
| 2025 | 330 | 219 | 6.7% | 6.75% | #72 |
What Primary Residential Mortgage lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Primary Residential Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09170 | 137 | 91 | 10 | 7.3% |
| 09110 | 52 | 36 | 4 | 7.7% |
| 09130 | 32 | 23 | 1 | 3.1% |
| 09140 | 30 | 18 | 3 | 10.0% |
| 09180 | 23 | 12 | 2 | 8.7% |
| 09150 | 23 | 17 | 1 | 4.3% |
| 09190 | 17 | 10 | 1 | 5.9% |
| 09120 | 9 | 5 | 0 | 0.0% |
| 09160 | 7 | 7 | 0 | 0.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 330 applications in 2025, of which 219 were originated and 22 denied.
6.7% of all applications, or 9.1% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Primary Residential Mortgage originated in Connecticut in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Primary Residential Mortgage's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology