Preston Home Loans in Florida vs the state
9.1%Denial rate-11.97 pts vs state
12.5%Decision denial rate-14.74 pts vs state
63.6%Origination rate+10.95 pts vs state
6.75%Median rate+0.13 pts vs state
0.29Rate spread (pts)+0.02 pts vs state
$83kMedian applicant income
7Loans originated
1Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 16 | 14 | 6.3% | 6.75% | #875 |
| 2024 | 23 | 18 | 0.0% | 6.81% | #736 |
| 2025 | 11 | 7 | 9.1% | 6.75% | #898 |
What Preston Home Loans lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Preston Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Broward County | 2 | 1 | 1 | 50.0% |
| Volusia County | 2 | 1 | 0 | 0.0% |
| Lee County | 2 | 1 | 0 | 0.0% |
| Manatee County | 1 | 1 | 0 | 0.0% |
| Pasco County | 1 | 1 | 0 | 0.0% |
| St. Lucie County | 1 | 1 | 0 | 0.0% |
| Charlotte County | 1 | 1 | 0 | 0.0% |
| Hernando County | 1 | 0 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 11 applications in 2025, of which 7 were originated and 1 denied.
9.1% of all applications, or 12.5% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Preston Home Loans originated in Florida in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Preston Home Loans's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology