Presidential Bank in South Carolina vs the state
7.3%Denial rate-10.98 pts vs state
9.1%Decision denial rate-14.38 pts vs state
73.3%Origination rate+16.72 pts vs state
6.50%Median rate0.00 pts vs state
0.32Rate spread (pts)+0.10 pts vs state
$104kMedian applicant income
110Loans originated
11Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 28 | 23 | 3.6% | 6.99% | #382 |
| 2024 | 103 | 77 | 2.9% | 6.63% | #242 |
| 2025 | 150 | 110 | 7.3% | 6.50% | #209 |
What Presidential Bank lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Presidential Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 33 | 25 | 1 | 3.0% |
| Spartanburg County | 21 | 15 | 5 | 23.8% |
| Beaufort County | 16 | 12 | 1 | 6.3% |
| Berkeley County | 12 | 8 | 3 | 25.0% |
| Dorchester County | 8 | 6 | 0 | 0.0% |
| Jasper County | 7 | 5 | 0 | 0.0% |
| Laurens County | 6 | 5 | 0 | 0.0% |
| York County | 5 | 4 | 0 | 0.0% |
| Horry County | 5 | 4 | 0 | 0.0% |
| Cherokee County | 5 | 4 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 150 applications in 2025, of which 110 were originated and 11 denied.
7.3% of all applications, or 9.1% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Presidential Bank originated in South Carolina in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Presidential Bank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology