Premium Mortgage · Connecticut · 2025

Premium Mortgage in Connecticut: approval rate, denial rate and rates (2025)

Premium Mortgage took 6 mortgage applications in Connecticut in 2025, ranking #421 of 687 lenders active in the state. It originated 50.0% of them and denied 16.7% (25.0% of the applications it decided), against a statewide denial rate of 17.4%.

6Applicationsin CT
25.0%Decision denial ratestate 21.6%
6.88%Median ratestate 6.63%
$450,000Median loanstate $245,000
$1.3MVolume2 counties

Premium Mortgage in Connecticut vs the state

16.7%Denial rate-0.73 pts vs state
25.0%Decision denial rate+3.41 pts vs state
50.0%Origination rate-10.38 pts vs state
6.88%Median rate+0.25 pts vs state
0.32Rate spread (pts)+0.09 pts vs state
$112kMedian applicant income
3Loans originated
1Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
20238512.5%6.63%#371
2024860.0%7.00%#382
20256316.7%6.88%#421

What Premium Mortgage lends in Connecticut

By loan purpose

Home purchase 5 83% · 0.0% denied
Cash-out refinance 1 17% · 100.0% denied

By loan type

Conventional 6 100% · 16.7% denied

Why it denied Connecticut applicants

Credit history 1 100%

Where in Connecticut

Counties with the most Premium Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09190 530 0.0%
09120 101 100.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 6 applications in 2025, of which 3 were originated and 1 denied.

16.7% of all applications, or 25.0% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Premium Mortgage originated in Connecticut in 2025 was 6.88%, against a statewide median of 6.63%.

About this data. Figures are Premium Mortgage's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology