Premier Mortgage Resources in Virginia vs the state
9.7%Denial rate-6.22 pts vs state
13.2%Decision denial rate-7.04 pts vs state
63.9%Origination rate+4.37 pts vs state
6.93%Median rate+0.31 pts vs state
0.99Rate spread (pts)+0.77 pts vs state
$98kMedian applicant income
46Loans originated
7Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 2 | 0.0% | 7.56% | #656 |
| 2025 | 72 | 46 | 9.7% | 6.93% | #323 |
What Premier Mortgage Resources lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Premier Mortgage Resources applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Augusta County | 18 | 14 | 1 | 5.6% |
| Rockingham County | 10 | 7 | 1 | 10.0% |
| Louisa County | 6 | 1 | 2 | 33.3% |
| Staunton city | 5 | 3 | 0 | 0.0% |
| Waynesboro city | 4 | 4 | 0 | 0.0% |
| Montgomery County | 3 | 2 | 0 | 0.0% |
| Page County | 3 | 0 | 2 | 66.7% |
| Albemarle County | 3 | 2 | 0 | 0.0% |
| Stafford County | 2 | 0 | 0 | 0.0% |
| Pittsylvania County | 2 | 2 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 72 applications in 2025, of which 46 were originated and 7 denied.
9.7% of all applications, or 13.2% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Premier Mortgage Resources originated in Virginia in 2025 was 6.93%, against a statewide median of 6.63%.
About this data. Figures are Premier Mortgage Resources's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology