Premier Mortgage Resources · Maryland · 2025

Premier Mortgage Resources in Maryland: approval rate, denial rate and rates (2025)

Premier Mortgage Resources took 46 mortgage applications in Maryland in 2025, ranking #327 of 810 lenders active in the state. It originated 69.6% of them and denied 10.9% (13.5% of the applications it decided), against a statewide denial rate of 18.8%.

46Applicationsin MD
13.5%Decision denial ratestate 24.1%
6.93%Median ratestate 6.63%
$425,000Median loanstate $265,000
$14MVolume7 counties

Premier Mortgage Resources in Maryland vs the state

10.9%Denial rate-7.93 pts vs state
13.5%Decision denial rate-10.62 pts vs state
69.6%Origination rate+13.86 pts vs state
6.93%Median rate+0.31 pts vs state
1.09Rate spread (pts)+0.84 pts vs state
$146kMedian applicant income
32Loans originated
5Denied

Trend in Maryland

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023530.0%7.50%#565
202414110.0%6.63%#446
2025463210.9%6.93%#327

What Premier Mortgage Resources lends in Maryland

By loan purpose

Home purchase 44 96% · 11.4% denied
Cash-out refinance 2 4% · 0.0% denied

By loan type

Conventional 14 30% · 7.1% denied
FHA 30 65% · 13.3% denied
VA 2 4% · 0.0% denied

Why it denied Maryland applicants

Unverifiable information 4 80%
Debt-to-income ratio 1 20%

Where in Maryland

Counties with the most Premier Mortgage Resources applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Baltimore County 22191 4.5%
Baltimore city 1073 30.0%
Harford County 541 20.0%
Anne Arundel County 300 0.0%
Prince George's County 200 0.0%
Montgomery County 220 0.0%
Howard County 200 0.0%

Other large lenders in Maryland

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 12,80616.8%6.63%
Navy Federal Credit UnionD 11,43623.0%8.00%
United Shore Financial ServicesB 9,30716.0%6.13%
Truist BankC 6,55934.9%6.49%
Bank of AmericaF 6,05135.8%6.24%
NewrezD 5,73921.0%6.63%
State Employees Credit Union of MarylandD 5,62444.6%6.25%
PNC BankD 5,58228.0%7.41%
Manufacturers and Traders TrustC 5,49732.0%5.99%
Pennymac Loan ServicesC 5,41112.4%6.49%

Frequently asked questions

Maryland: 46 applications in 2025, of which 32 were originated and 5 denied.

10.9% of all applications, or 13.5% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.

The median rate on loans Premier Mortgage Resources originated in Maryland in 2025 was 6.93%, against a statewide median of 6.63%.

About this data. Figures are Premier Mortgage Resources's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology