Premier Mortgage Resources · Kentucky · 2025

Premier Mortgage Resources in Kentucky: approval rate, denial rate and rates (2025)

Premier Mortgage Resources took 18 mortgage applications in Kentucky in 2025, ranking #361 of 856 lenders active in the state. It originated 66.7% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 18.8%.

18Applicationsin KY
0.0%Decision denial ratestate 23.5%
6.69%Median ratestate 6.75%
$225,000Median loanstate $155,000
$2.6MVolume7 counties

Premier Mortgage Resources in Kentucky vs the state

0.0%Denial rate-18.81 pts vs state
0.0%Decision denial rate-23.49 pts vs state
66.7%Origination rate+8.63 pts vs state
6.69%Median rate-0.06 pts vs state
0.53Rate spread (pts)+0.22 pts vs state
$83kMedian applicant income
12Loans originated
0Denied

Trend in Kentucky

YearApplicationsOriginatedDenial rateMedian rateRank in state
20235120.0%8.50%#473
202425170.0%6.63%#314
202518120.0%6.69%#361

What Premier Mortgage Resources lends in Kentucky

By loan purpose

Home purchase 17 94% · 0.0% denied
Cash-out refinance 1 6% · 0.0% denied

By loan type

Conventional 5 28% · 0.0% denied
FHA 11 61% · 0.0% denied
VA 1 6% · 0.0% denied
USDA / RHS 1 6% · 0.0% denied

Where in Kentucky

Counties with the most Premier Mortgage Resources applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Warren County 740 0.0%
Logan County 420 0.0%
Barren County 220 0.0%
Christian County 210 0.0%
Ohio County 110 0.0%
Breckinridge County 110 0.0%
Simpson County 110 0.0%

Other large lenders in Kentucky

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 8,42018.1%6.75%
Vanderbilt Mortgage and FinanceF 8,22044.8%9.50%
United Shore Financial ServicesB 6,8719.8%6.50%
Fifth Third BankD 5,66325.5%7.75%
U.S. BankD 4,88729.5%7.00%
Mortgage Research CenterC 3,61718.0%6.25%
PNC BankD 3,58523.7%7.40%
21st MortgageF 3,47848.0%9.95%
CommonwealthC 3,27024.9%7.25%
Stockton MortgageD 3,2556.1%6.63%

Frequently asked questions

Kentucky: 18 applications in 2025, of which 12 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.

The median rate on loans Premier Mortgage Resources originated in Kentucky in 2025 was 6.69%, against a statewide median of 6.75%.

About this data. Figures are Premier Mortgage Resources's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology