Premier Mortgage Resources in Illinois vs the state
3.5%Denial rate-13.62 pts vs state
4.8%Decision denial rate-16.92 pts vs state
70.0%Origination rate+11.30 pts vs state
6.75%Median rate0.00 pts vs state
0.70Rate spread (pts)+0.32 pts vs state
$68kMedian applicant income
180Loans originated
9Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 9 | 7.1% | 6.75% | #628 |
| 2024 | 167 | 117 | 1.2% | 6.88% | #257 |
| 2025 | 257 | 180 | 3.5% | 6.75% | #217 |
What Premier Mortgage Resources lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Premier Mortgage Resources applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Williamson County | 93 | 65 | 4 | 4.3% |
| Cook County | 26 | 15 | 1 | 3.8% |
| Franklin County | 23 | 21 | 0 | 0.0% |
| Jackson County | 20 | 15 | 0 | 0.0% |
| Saline County | 14 | 12 | 0 | 0.0% |
| Perry County | 9 | 6 | 1 | 11.1% |
| McHenry County | 8 | 7 | 0 | 0.0% |
| Massac County | 8 | 5 | 0 | 0.0% |
| Lake County | 8 | 5 | 1 | 12.5% |
| Will County | 7 | 4 | 1 | 14.3% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 257 applications in 2025, of which 180 were originated and 9 denied.
3.5% of all applications, or 4.8% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Premier Mortgage Resources originated in Illinois in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Premier Mortgage Resources's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology