Premier Mortgage Resources in California vs the state
1.5%Denial rate-15.92 pts vs state
2.3%Decision denial rate-20.10 pts vs state
63.6%Origination rate+7.44 pts vs state
6.50%Median rate-0.13 pts vs state
0.21Rate spread (pts)-0.07 pts vs state
$132kMedian applicant income
637Loans originated
15Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 998 | 634 | 1.9% | 6.63% | #132 |
| 2024 | 978 | 650 | 1.5% | 6.63% | #160 |
| 2025 | 1,001 | 637 | 1.5% | 6.50% | #172 |
What Premier Mortgage Resources lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Premier Mortgage Resources applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Monterey County | 135 | 97 | 1 | 0.7% |
| San Benito County | 94 | 65 | 1 | 1.1% |
| Butte County | 91 | 47 | 0 | 0.0% |
| Sacramento County | 82 | 49 | 1 | 1.2% |
| Fresno County | 79 | 50 | 0 | 0.0% |
| Lassen County | 75 | 54 | 1 | 1.3% |
| Placer County | 49 | 28 | 0 | 0.0% |
| Santa Cruz County | 47 | 38 | 0 | 0.0% |
| San Joaquin County | 39 | 24 | 2 | 5.1% |
| Alameda County | 38 | 24 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 1,001 applications in 2025, of which 637 were originated and 15 denied.
1.5% of all applications, or 2.3% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Premier Mortgage Resources originated in California in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Premier Mortgage Resources's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology