Premier Credit Union · Nebraska · 2025

Premier Credit Union in Nebraska: approval rate, denial rate and rates (2025)

Premier Credit Union took 10 mortgage applications in Nebraska in 2025, ranking #250 of 565 lenders active in the state. It originated 70.0% of them and denied 20.0% (22.2% of the applications it decided), against a statewide denial rate of 12.5%.

10Applicationsin NE
22.2%Decision denial ratestate 15.1%
6.75%Median ratestate 6.63%
$120,000Median loanstate $185,000
$1.2MVolume3 counties

Premier Credit Union in Nebraska vs the state

20.0%Denial rate+7.47 pts vs state
22.2%Decision denial rate+7.08 pts vs state
70.0%Origination rate+2.72 pts vs state
6.75%Median rate+0.13 pts vs state
-0.21Rate spread (pts)-0.43 pts vs state
$72kMedian applicant income
7Loans originated
2Denied

What Premier Credit Union lends in Nebraska

By loan purpose

Home purchase 4 40% · 0.0% denied
Cash-out refinance 1 10% · 0.0% denied
Home improvement 3 30% · 33.3% denied
Other / HELOC 2 20% · 50.0% denied

By loan type

Conventional 10 100% · 20.0% denied

Why it denied Nebraska applicants

Collateral 1 50%
Other 1 50%

Where in Nebraska

Counties with the most Premier Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Dakota County 550 0.0%
Lancaster County 110 0.0%
Hall County 110 0.0%

Other large lenders in Nebraska

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 3,38417.6%6.75%
Pinnacle BankB 3,3714.3%6.95%
First National Bank of OmahaC 2,90219.6%7.00%
Charter West BankC 2,2586.6%6.50%
U.S. BankD 2,16332.9%6.99%
Veridian Credit UnionB 2,0519.8%6.49%
West Gate BankA 2,0405.0%6.50%
CentrisB 2,00216.3%6.25%
Union Bank and TrustB 1,83510.0%6.50%
Mortgage Research CenterC 1,65112.5%6.25%

Frequently asked questions

Nebraska: 10 applications in 2025, of which 7 were originated and 2 denied.

20.0% of all applications, or 22.2% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.

The median rate on loans Premier Credit Union originated in Nebraska in 2025 was 6.75%, against a statewide median of 6.63%.

About this data. Figures are Premier Credit Union's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology