Premia Mortgage, LLC DBA Premia Relocation Mortgage in Virginia vs the state
3.3%Denial rate-12.66 pts vs state
3.8%Decision denial rate-16.48 pts vs state
83.6%Origination rate+24.09 pts vs state
6.13%Median rate-0.50 pts vs state
-0.17Rate spread (pts)-0.39 pts vs state
$181kMedian applicant income
51Loans originated
2Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 56 | 50 | 3.6% | 6.38% | #345 |
| 2024 | 76 | 59 | 4.0% | 6.28% | #312 |
| 2025 | 61 | 51 | 3.3% | 6.13% | #344 |
What Premia Mortgage, LLC DBA Premia Relocation Mortgage lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Premia Mortgage, LLC DBA Premia Relocation Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 9 | 6 | 1 | 11.1% |
| James City County | 8 | 7 | 0 | 0.0% |
| Chesterfield County | 6 | 5 | 0 | 0.0% |
| Henrico County | 4 | 3 | 1 | 25.0% |
| Richmond city | 3 | 3 | 0 | 0.0% |
| New Kent County | 3 | 3 | 0 | 0.0% |
| Chesapeake city | 3 | 3 | 0 | 0.0% |
| Loudoun County | 3 | 3 | 0 | 0.0% |
| Arlington County | 2 | 2 | 0 | 0.0% |
| Suffolk city | 2 | 2 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 61 applications in 2025, of which 51 were originated and 2 denied.
3.3% of all applications, or 3.8% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Premia Mortgage, LLC DBA Premia Relocation Mortgage originated in Virginia in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Premia Mortgage, LLC DBA Premia Relocation Mortgage's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology