Premia Mortgage, LLC DBA Premia Relocation Mortgage in Utah vs the state
4.2%Denial rate-11.79 pts vs state
4.4%Decision denial rate-14.83 pts vs state
91.7%Origination rate+28.43 pts vs state
6.38%Median rate-0.25 pts vs state
-0.15Rate spread (pts)-0.39 pts vs state
$171kMedian applicant income
22Loans originated
1Denied
Trend in Utah
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 21 | 0.0% | 6.38% | #191 |
| 2024 | 25 | 22 | 4.0% | 6.55% | #209 |
| 2025 | 24 | 22 | 4.2% | 6.38% | #229 |
What Premia Mortgage, LLC DBA Premia Relocation Mortgage lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most Premia Mortgage, LLC DBA Premia Relocation Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davis County | 8 | 8 | 0 | 0.0% |
| Salt Lake County | 8 | 6 | 1 | 12.5% |
| Weber County | 5 | 5 | 0 | 0.0% |
| Tooele County | 2 | 2 | 0 | 0.0% |
| Utah County | 1 | 1 | 0 | 0.0% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 24 applications in 2025, of which 22 were originated and 1 denied.
4.2% of all applications, or 4.4% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans Premia Mortgage, LLC DBA Premia Relocation Mortgage originated in Utah in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Premia Mortgage, LLC DBA Premia Relocation Mortgage's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology