Premia Mortgage, LLC DBA Premia Relocation Mortgage in New Mexico vs the state
7.9%Denial rate-10.71 pts vs state
10.0%Decision denial rate-14.66 pts vs state
71.1%Origination rate+17.71 pts vs state
6.13%Median rate-0.50 pts vs state
-0.09Rate spread (pts)-0.47 pts vs state
$160kMedian applicant income
27Loans originated
3Denied
Trend in New Mexico
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 24 | 22 | 0.0% | 6.13% | #172 |
| 2024 | 36 | 29 | 2.8% | 6.40% | #161 |
| 2025 | 38 | 27 | 7.9% | 6.13% | #167 |
What Premia Mortgage, LLC DBA Premia Relocation Mortgage lends in New Mexico
By loan purpose
By loan type
Why it denied New Mexico applicants
Where in New Mexico
Counties with the most Premia Mortgage, LLC DBA Premia Relocation Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bernalillo County | 14 | 10 | 0 | 0.0% |
| Sandoval County | 9 | 7 | 1 | 11.1% |
| Eddy County | 8 | 7 | 1 | 12.5% |
| Santa Fe County | 2 | 1 | 0 | 0.0% |
| Curry County | 2 | 1 | 0 | 0.0% |
| Los Alamos County | 1 | 0 | 0 | 0.0% |
| Roosevelt County | 1 | 1 | 0 | 0.0% |
| Doña Ana County | 1 | 0 | 1 | 100.0% |
Other large lenders in New Mexico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 4,440 | 20.5% | 6.75% |
| 21st Mortgage | F | 3,992 | 45.5% | 9.60% |
| United Shore Financial Services | B | 3,251 | 12.8% | 6.13% |
| Guild Mortgage | A | 3,186 | 4.3% | 6.63% |
| Nusenda | D | 2,962 | 13.7% | 8.00% |
| Waterstone Mortgage | C | 2,740 | 3.2% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 2,085 | 46.4% | 9.99% |
| Sunward Federal Credit Union | B | 1,765 | 9.1% | 6.50% |
| Mortgage Research Center | C | 1,683 | 15.9% | 6.25% |
| Primary Residential Mortgage | C | 1,497 | 4.9% | 6.63% |
Frequently asked questions
New Mexico: 38 applications in 2025, of which 27 were originated and 3 denied.
7.9% of all applications, or 10.0% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.
The median rate on loans Premia Mortgage, LLC DBA Premia Relocation Mortgage originated in New Mexico in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Premia Mortgage, LLC DBA Premia Relocation Mortgage's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology