Premia Mortgage, LLC DBA Premia Relocation Mortgage in Michigan vs the state
3.8%Denial rate-14.77 pts vs state
4.1%Decision denial rate-18.47 pts vs state
86.3%Origination rate+26.36 pts vs state
6.38%Median rate-0.38 pts vs state
-0.08Rate spread (pts)-0.47 pts vs state
$174kMedian applicant income
69Loans originated
3Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 130 | 106 | 0.8% | 6.38% | #236 |
| 2024 | 90 | 75 | 2.2% | 6.60% | #277 |
| 2025 | 80 | 69 | 3.8% | 6.38% | #296 |
What Premia Mortgage, LLC DBA Premia Relocation Mortgage lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Premia Mortgage, LLC DBA Premia Relocation Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oakland County | 27 | 22 | 0 | 0.0% |
| Macomb County | 14 | 12 | 2 | 14.3% |
| Wayne County | 9 | 8 | 0 | 0.0% |
| Saginaw County | 4 | 3 | 0 | 0.0% |
| Kalamazoo County | 3 | 3 | 0 | 0.0% |
| Washtenaw County | 3 | 2 | 1 | 33.3% |
| Lapeer County | 2 | 2 | 0 | 0.0% |
| Otsego County | 2 | 2 | 0 | 0.0% |
| Clinton County | 2 | 2 | 0 | 0.0% |
| Kent County | 2 | 2 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 80 applications in 2025, of which 69 were originated and 3 denied.
3.8% of all applications, or 4.1% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Premia Mortgage, LLC DBA Premia Relocation Mortgage originated in Michigan in 2025 was 6.38%, against a statewide median of 6.75%.
About this data. Figures are Premia Mortgage, LLC DBA Premia Relocation Mortgage's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology