Powell Valley National Bank in Virginia vs the state
12.8%Denial rate-3.17 pts vs state
15.6%Decision denial rate-4.67 pts vs state
69.2%Origination rate+9.63 pts vs state
—Median rate
—Rate spread (pts)
$72kMedian applicant income
65Loans originated
12Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 102 | 75 | 13.7% | — | #263 |
| 2024 | 102 | 75 | 14.7% | — | #274 |
| 2025 | 94 | 65 | 12.8% | — | #293 |
What Powell Valley National Bank lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Powell Valley National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wise County | 34 | 18 | 8 | 23.5% |
| Lee County | 33 | 26 | 3 | 9.1% |
| Washington County | 6 | 6 | 0 | 0.0% |
| Bristol city | 5 | 3 | 1 | 20.0% |
| Scott County | 5 | 4 | 0 | 0.0% |
| Dickenson County | 2 | 1 | 0 | 0.0% |
| Virginia Beach city | 2 | 2 | 0 | 0.0% |
| Russell County | 1 | 1 | 0 | 0.0% |
| Danville city | 1 | 0 | 0 | 0.0% |
| Tazewell County | 1 | 1 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 94 applications in 2025, of which 65 were originated and 12 denied.
12.8% of all applications, or 15.6% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Powell Valley National Bank's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology