Polish & Slavic in New York vs the state
15.4%Denial rate-4.37 pts vs state
22.6%Decision denial rate-1.43 pts vs state
50.9%Origination rate-8.70 pts vs state
—Median rate
—Rate spread (pts)
$136kMedian applicant income
86Loans originated
26Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 125 | 63 | 22.4% | 7.75% | #243 |
| 2024 | 143 | 82 | 13.3% | 6.94% | #224 |
| 2025 | 169 | 86 | 15.4% | — | #223 |
What Polish & Slavic lends in New York
By loan purpose
By loan type
Where in New York
Counties with the most Polish & Slavic applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Queens County | 56 | 28 | 7 | 12.5% |
| Kings County | 39 | 18 | 3 | 7.7% |
| Suffolk County | 27 | 12 | 9 | 33.3% |
| Richmond County | 14 | 11 | 1 | 7.1% |
| Nassau County | 12 | 5 | 3 | 25.0% |
| Westchester County | 5 | 3 | 0 | 0.0% |
| New York County | 3 | 2 | 0 | 0.0% |
| Rensselaer County | 2 | 0 | 1 | 50.0% |
| Sullivan County | 2 | 2 | 0 | 0.0% |
| Oneida County | 2 | 0 | 1 | 50.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 169 applications in 2025, of which 86 were originated and 26 denied.
15.4% of all applications, or 22.6% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Polish & Slavic's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology