Polish & Slavic in Florida vs the state
13.9%Denial rate-7.17 pts vs state
18.5%Decision denial rate-8.72 pts vs state
61.1%Origination rate+8.42 pts vs state
—Median rate
—Rate spread (pts)
$123kMedian applicant income
22Loans originated
5Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 34 | 21 | 14.7% | 6.13% | #710 |
| 2024 | 39 | 27 | 7.7% | 6.13% | #651 |
| 2025 | 36 | 22 | 13.9% | — | #650 |
What Polish & Slavic lends in Florida
By loan purpose
By loan type
Where in Florida
Counties with the most Polish & Slavic applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sarasota County | 7 | 5 | 0 | 0.0% |
| Palm Beach County | 4 | 2 | 1 | 25.0% |
| Flagler County | 3 | 1 | 0 | 0.0% |
| Manatee County | 2 | 1 | 0 | 0.0% |
| Duval County | 2 | 1 | 0 | 0.0% |
| Collier County | 2 | 0 | 1 | 50.0% |
| Pasco County | 2 | 2 | 0 | 0.0% |
| Hillsborough County | 2 | 1 | 0 | 0.0% |
| Brevard County | 1 | 1 | 0 | 0.0% |
| Pinellas County | 1 | 0 | 1 | 100.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 36 applications in 2025, of which 22 were originated and 5 denied.
13.9% of all applications, or 18.5% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Polish & Slavic's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology