Points West Community Bank in Nebraska vs the state
20.3%Denial rate+7.76 pts vs state
21.5%Decision denial rate+6.40 pts vs state
72.5%Origination rate+5.18 pts vs state
—Median rate
—Rate spread (pts)
$76kMedian applicant income
50Loans originated
14Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 64 | 50 | 10.9% | — | #108 |
| 2024 | 64 | 48 | 9.4% | — | #115 |
| 2025 | 69 | 50 | 20.3% | — | #127 |
What Points West Community Bank lends in Nebraska
By loan purpose
By loan type
Where in Nebraska
Counties with the most Points West Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cheyenne County | 42 | 32 | 7 | 16.7% |
| Deuel County | 11 | 6 | 4 | 36.4% |
| Kimball County | 7 | 3 | 3 | 42.9% |
| Nance County | 5 | 5 | 0 | 0.0% |
| Morrill County | 1 | 1 | 0 | 0.0% |
| Scotts Bluff County | 1 | 1 | 0 | 0.0% |
| Merrick County | 1 | 1 | 0 | 0.0% |
| Polk County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 69 applications in 2025, of which 50 were originated and 14 denied.
20.3% of all applications, or 21.5% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Points West Community Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology