PNC Bank in South Carolina vs the state
27.5%Denial rate+9.19 pts vs state
33.9%Decision denial rate+10.38 pts vs state
52.5%Origination rate-4.13 pts vs state
7.52%Median rate+1.02 pts vs state
0.38Rate spread (pts)+0.16 pts vs state
$120kMedian applicant income
624Loans originated
327Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,343 | 726 | 22.6% | 8.78% | #38 |
| 2024 | 1,134 | 596 | 24.4% | 9.09% | #46 |
| 2025 | 1,189 | 624 | 27.5% | 7.52% | #49 |
What PNC Bank lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most PNC Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 188 | 101 | 51 | 27.1% |
| Charleston County | 186 | 105 | 48 | 25.8% |
| Greenville County | 118 | 59 | 38 | 32.2% |
| Beaufort County | 104 | 53 | 28 | 26.9% |
| York County | 96 | 59 | 26 | 27.1% |
| Berkeley County | 71 | 39 | 18 | 25.4% |
| Lancaster County | 44 | 23 | 9 | 20.5% |
| Richland County | 43 | 16 | 17 | 39.5% |
| Spartanburg County | 42 | 23 | 11 | 26.2% |
| Lexington County | 37 | 21 | 8 | 21.6% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 1,189 applications in 2025, of which 624 were originated and 327 denied.
27.5% of all applications, or 33.9% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans PNC Bank originated in South Carolina in 2025 was 7.52%, against a statewide median of 6.50%.
About this data. Figures are PNC Bank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology