Plaza Home Mortgage in Maryland vs the state
34.0%Denial rate+15.16 pts vs state
38.9%Decision denial rate+14.72 pts vs state
52.2%Origination rate-3.51 pts vs state
6.63%Median rate0.00 pts vs state
0.33Rate spread (pts)+0.09 pts vs state
$115kMedian applicant income
166Loans originated
108Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 244 | 132 | 15.2% | 6.63% | #119 |
| 2024 | 387 | 236 | 26.4% | 6.63% | #97 |
| 2025 | 318 | 166 | 34.0% | 6.63% | #121 |
What Plaza Home Mortgage lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Plaza Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 64 | 26 | 32 | 50.0% |
| Montgomery County | 45 | 25 | 11 | 24.4% |
| Baltimore County | 44 | 24 | 9 | 20.5% |
| Anne Arundel County | 27 | 16 | 8 | 29.6% |
| Baltimore city | 27 | 10 | 11 | 40.7% |
| Charles County | 20 | 12 | 8 | 40.0% |
| Frederick County | 19 | 12 | 6 | 31.6% |
| Wicomico County | 12 | 9 | 2 | 16.7% |
| Howard County | 12 | 5 | 4 | 33.3% |
| Harford County | 9 | 6 | 2 | 22.2% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 318 applications in 2025, of which 166 were originated and 108 denied.
34.0% of all applications, or 38.9% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Plaza Home Mortgage originated in Maryland in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Plaza Home Mortgage's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology