Plaza Home Mortgage · Connecticut · 2025

Plaza Home Mortgage in Connecticut: approval rate, denial rate and rates (2025)

Plaza Home Mortgage took 543 mortgage applications in Connecticut in 2025, ranking #57 of 687 lenders active in the state. It originated 63.0% of them and denied 25.8% (28.5% of the applications it decided), against a statewide denial rate of 17.4%.

543Applicationsin CT
28.5%Decision denial ratestate 21.6%
6.63%Median ratestate 6.63%
$305,000Median loanstate $245,000
$104MVolume9 counties

Plaza Home Mortgage in Connecticut vs the state

25.8%Denial rate+8.38 pts vs state
28.5%Decision denial rate+6.92 pts vs state
63.0%Origination rate+2.60 pts vs state
6.63%Median rate0.00 pts vs state
0.51Rate spread (pts)+0.27 pts vs state
$103kMedian applicant income
342Loans originated
140Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
202349931810.0%6.88%#52
202463443320.7%6.88%#45
202554334225.8%6.63%#57

What Plaza Home Mortgage lends in Connecticut

By loan purpose

Home purchase 391 72% · 24.6% denied
Refinance 31 6% · 45.2% denied
Cash-out refinance 121 22% · 24.8% denied

By loan type

Conventional 365 67% · 25.8% denied
FHA 158 29% · 26.0% denied
VA 18 3% · 27.8% denied
USDA / RHS 2 0% · 0.0% denied

Why it denied Connecticut applicants

Other 61 44%
Unverifiable information 27 19%
Collateral 19 14%
Debt-to-income ratio 16 11%
Insufficient cash 10 7%
Credit history 6 4%
Incomplete application 1 1%

Where in Connecticut

Counties with the most Plaza Home Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09110 1146734 29.8%
09140 1098313 11.9%
09170 945429 30.9%
09190 633620 31.7%
09180 633818 28.6%
09120 462315 32.6%
09130 32219 28.1%
09160 1192 18.2%
09150 11110 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 543 applications in 2025, of which 342 were originated and 140 denied.

25.8% of all applications, or 28.5% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Plaza Home Mortgage originated in Connecticut in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Plaza Home Mortgage's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology