Planters Bank & Trust in Arkansas vs the state
16.7%Denial rate-1.52 pts vs state
22.2%Decision denial rate-0.91 pts vs state
58.3%Origination rate+1.50 pts vs state
8.38%Median rate+1.76 pts vs state
—Rate spread (pts)
$106kMedian applicant income
7Loans originated
2Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 9 | 0.0% | 8.25% | #335 |
| 2024 | 8 | 3 | 12.5% | 8.50% | #355 |
| 2025 | 12 | 7 | 16.7% | 8.38% | #322 |
What Planters Bank & Trust lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Planters Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Chicot County | 8 | 5 | 1 | 12.5% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Ashley County | 1 | 0 | 1 | 100.0% |
| Phillips County | 1 | 0 | 0 | 0.0% |
| Baxter County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 12 applications in 2025, of which 7 were originated and 2 denied.
16.7% of all applications, or 22.2% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Planters Bank & Trust originated in Arkansas in 2025 was 8.38%, against a statewide median of 6.63%.
About this data. Figures are Planters Bank & Trust's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology