Plains Commerce Bank · Connecticut · 2025

Plains Commerce Bank in Connecticut: approval rate, denial rate and rates (2025)

Plains Commerce Bank took 15 mortgage applications in Connecticut in 2025, ranking #335 of 687 lenders active in the state. It originated 53.3% of them and denied 26.7% (33.3% of the applications it decided), against a statewide denial rate of 17.4%.

15Applicationsin CT
33.3%Decision denial ratestate 21.6%
6.50%Median ratestate 6.63%
$345,000Median loanstate $245,000
$3.8MVolume7 counties

Plains Commerce Bank in Connecticut vs the state

26.7%Denial rate+9.27 pts vs state
33.3%Decision denial rate+11.74 pts vs state
53.3%Origination rate-7.05 pts vs state
6.50%Median rate-0.13 pts vs state
0.42Rate spread (pts)+0.19 pts vs state
$109kMedian applicant income
8Loans originated
4Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
202388484.6%6.63%#147
202467403.0%6.93%#191
202515826.7%6.50%#335

What Plains Commerce Bank lends in Connecticut

By loan purpose

Home purchase 13 87% · 23.1% denied
Cash-out refinance 2 13% · 50.0% denied

By loan type

Conventional 9 60% · 44.4% denied
FHA 5 33% · 0.0% denied
VA 1 7% · 0.0% denied

Why it denied Connecticut applicants

Debt-to-income ratio 3 75%
Credit history 1 25%

Where in Connecticut

Counties with the most Plains Commerce Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09110 430 0.0%
09140 302 66.7%
09170 220 0.0%
09190 211 50.0%
09150 210 0.0%
09120 101 100.0%
09180 110 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 15 applications in 2025, of which 8 were originated and 4 denied.

26.7% of all applications, or 33.3% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Plains Commerce Bank originated in Connecticut in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Plains Commerce Bank's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology