Pinnacle Bank - Wyoming in Nebraska vs the state
57.1%Denial rate+44.61 pts vs state
66.7%Decision denial rate+51.53 pts vs state
28.6%Origination rate-38.71 pts vs state
—Median rate
—Rate spread (pts)
$72kMedian applicant income
2Loans originated
4Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 10 | 5 | 0.0% | 7.75% | #217 |
| 2024 | 11 | 6 | 36.4% | 7.75% | #219 |
| 2025 | 7 | 2 | 57.1% | — | #275 |
What Pinnacle Bank - Wyoming lends in Nebraska
By loan purpose
By loan type
Where in Nebraska
Counties with the most Pinnacle Bank - Wyoming applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Scotts Bluff County | 6 | 2 | 3 | 50.0% |
| Dawes County | 1 | 0 | 1 | 100.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 7 applications in 2025, of which 2 were originated and 4 denied.
57.1% of all applications, or 66.7% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Pinnacle Bank - Wyoming's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology