Pike Creek Mortgage Services · Florida · 2025

Pike Creek Mortgage Services in Florida: approval rate, denial rate and rates (2025)

Pike Creek Mortgage Services took 95 mortgage applications in Florida in 2025, ranking #493 of 1,993 lenders active in the state. It originated 67.4% of them and denied 4.2% (5.9% of the applications it decided), against a statewide denial rate of 21.1%.

95Applicationsin FL
5.9%Decision denial ratestate 27.2%
6.31%Median ratestate 6.63%
$415,000Median loanstate $255,000
$28MVolume24 counties

Pike Creek Mortgage Services in Florida vs the state

4.2%Denial rate-16.85 pts vs state
5.9%Decision denial rate-21.36 pts vs state
67.4%Origination rate+14.68 pts vs state
6.31%Median rate-0.31 pts vs state
0.17Rate spread (pts)-0.10 pts vs state
$150kMedian applicant income
64Loans originated
4Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
202311100.0%7.25%#973
202410810.0%7.06%#925
202595644.2%6.31%#493

What Pike Creek Mortgage Services lends in Florida

By loan purpose

Home purchase 74 78% · 2.7% denied
Refinance 13 14% · 7.7% denied
Cash-out refinance 8 8% · 12.5% denied

By loan type

Conventional 75 79% · 4.0% denied
FHA 10 11% · 10.0% denied
VA 10 11% · 0.0% denied

Why it denied Florida applicants

Collateral 1 25%
Unverifiable information 1 25%
Credit history 1 25%
Debt-to-income ratio 1 25%

Where in Florida

Counties with the most Pike Creek Mortgage Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Palm Beach County 1290 0.0%
Hillsborough County 1050 0.0%
Miami-Dade County 1080 0.0%
Broward County 1052 20.0%
Sarasota County 830 0.0%
Pinellas County 650 0.0%
Volusia County 530 0.0%
St. Lucie County 531 20.0%
Lee County 431 25.0%
Manatee County 430 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 95 applications in 2025, of which 64 were originated and 4 denied.

4.2% of all applications, or 5.9% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Pike Creek Mortgage Services originated in Florida in 2025 was 6.31%, against a statewide median of 6.63%.

About this data. Figures are Pike Creek Mortgage Services's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology