PHH Mortgage in Connecticut vs the state
9.5%Denial rate-7.86 pts vs state
20.4%Decision denial rate-1.24 pts vs state
36.5%Origination rate-23.87 pts vs state
6.69%Median rate+0.06 pts vs state
0.52Rate spread (pts)+0.28 pts vs state
$86kMedian applicant income
88Loans originated
23Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 116 | 25 | 33.6% | 6.88% | #124 |
| 2024 | 157 | 55 | 12.7% | 6.75% | #108 |
| 2025 | 241 | 88 | 9.5% | 6.69% | #89 |
What PHH Mortgage lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most PHH Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09110 | 63 | 22 | 2 | 3.2% |
| 09170 | 44 | 14 | 6 | 13.6% |
| 09190 | 40 | 17 | 2 | 5.0% |
| 09140 | 29 | 16 | 4 | 13.8% |
| 09120 | 16 | 4 | 5 | 31.3% |
| 09180 | 16 | 3 | 1 | 6.3% |
| 09130 | 13 | 3 | 2 | 15.4% |
| 09150 | 11 | 3 | 1 | 9.1% |
| 09160 | 9 | 6 | 0 | 0.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 241 applications in 2025, of which 88 were originated and 23 denied.
9.5% of all applications, or 20.4% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans PHH Mortgage originated in Connecticut in 2025 was 6.69%, against a statewide median of 6.63%.
About this data. Figures are PHH Mortgage's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology