PFN Lending Group in Oregon vs the state
16.7%Denial rate+1.36 pts vs state
20.0%Decision denial rate+0.84 pts vs state
66.7%Origination rate+6.05 pts vs state
6.88%Median rate+0.13 pts vs state
0.37Rate spread (pts)+0.10 pts vs state
$275kMedian applicant income
4Loans originated
1Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 3 | 0.0% | 7.75% | #420 |
| 2024 | 14 | 12 | 7.1% | 7.06% | #314 |
| 2025 | 6 | 4 | 16.7% | 6.88% | #429 |
What PFN Lending Group lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most PFN Lending Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 1 | 1 | 0 | 0.0% |
| Douglas County | 1 | 0 | 0 | 0.0% |
| Marion County | 1 | 0 | 1 | 100.0% |
| Clackamas County | 1 | 1 | 0 | 0.0% |
| Lane County | 1 | 1 | 0 | 0.0% |
| Deschutes County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 6 applications in 2025, of which 4 were originated and 1 denied.
16.7% of all applications, or 20.0% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans PFN Lending Group originated in Oregon in 2025 was 6.88%, against a statewide median of 6.75%.
About this data. Figures are PFN Lending Group's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology